Save Money

Pink Piggybank And Calculator
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Gross Pay vs Net Pay: How to Budget Your Income The Right Way

You’ve just received your paycheck. Woot! You’re chanting to yourself: “Show me the money!” When suddenly… You see the smaller of two numbers and realize: THAT is what you’re actually taking home. So which is it: your gross pay or net pay? Understanding the difference between the two will either set you up for budgeting success…or failure. 

woman opening Amazon direct ship freebie package
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Amazon Direct Ship FREEBIES Ultimate Guide [2024]

We ALL want free stuff. And nowadays, the internet is inundated with money-saving deals and freebie offers that (in many cases) are simply too good to be true. So, you’re probably wondering: How do you get free products online without falling into a scammer’s trap? Not to fear! In this post, I’ll show how you can get legit freebies through something called Amazon direct shipping. 

hand holding money no spend challenge
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How to Do a No-Spend Challenge and CRUSH Your Money Goals

NO spending. Sounds scary right? It’s almost like saying “no breathing” or even worse: “no Netflix”. But the truth is, a no-spend challenge is something everyone can do and should do every once in a while. Why? Because no-spend challenges can help you reach your financial goals and completely transform your relationship with money.

broken piggy bank with money spilled
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13 Mistakes You’re Making That Are Keeping You in Debt!

You’ve just sent a payment towards your debt. You feel GREAT… Until you realize… you still have so far to go! Being in debt is debilitating. It feels like the end is nowhere in sight and you’re just constantly trying to stay afloat. But, what if I told you that sometimes WE are the ones who make our situation worse? We can blame the soulless corporate banks or the conniving student loan companies, but the truth is: we are ALSO keeping ourselves in debt, indefinitely.

us flag government stimulus checks
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Stimulus Checks: What Should You Do With It?

It’s impossible to put into words what we’re all going through right now. The coronavirus is impacting each and every one of us—our loved ones, our relationships, our mental health, our jobs, and lastly our finances. I know it seems like just a small drop in an ocean of uncertainty, but one thing we can all look forward to is some relief from the federal government in the form of stimulus checks. 

jar of coins savings rainy day fund vs emergency fund
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Rainy Day Fund vs Emergency Fund – Why You Need BOTH!

Rainy day fund, emergency fund—they’re all the same, right? In a word…no. Although we often use these terms interchangeably, rainy day funds and emergency funds are two completely different things. Don’t worry. I didn’t know the difference before either! On our paths to financial freedom, it’s important to understand what both of these funds are, what they’re used for, and how to start saving for them.