Budgeting

woman holding knife and fork with no money

55 Cheap Foods to Buy When You’re Broke (+ Grocery List!)

We’ve all been there: Money is tight, that next paycheck seems far away, and you’re looking for cheap foods to buy when you’re broke. Or maybe you’re living extremely frugally and wanting to really cut down on your food spending.  Whatever your reason is, I have good news for you: Your grocery bill is one …

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woman with ipad spending money online

How An Introvert Spending Money Is Different Than An Extrovert

Think you’re 100% in control of your spending habits? Think again. Did you know that your personality type, whether you exhibit more introversion or extroversion, actually influences how you spend your money? It’s true! While we already know that introverts make less money than extroverts, recent studies have shown that introverts and extroverts also spend money differently, show contrasting saving behavior, and approach purchasing decisions in different ways. 

Pink Piggybank And Calculator

Gross Pay vs Net Pay: How to Budget Your Income The Right Way

You’ve just received your paycheck. Woot! You’re chanting to yourself: “Show me the money!” When suddenly… You see the smaller of two numbers and realize: THAT is what you’re actually taking home. So which is it: your gross pay or net pay? Understanding the difference between the two will either set you up for budgeting success…or failure. 

two cameras save money on hobbies

How to Save Money on Hobbies WITHOUT Giving Them Up

If money is tight, what’s the first category in your budget you seriously cut back on? Not rent. We gotta live somewhere. Not food. A girl’s gotta eat! Most likely, you cut expenses in that broad category labeled “entertainment”—essentially, your “fun” money. 

us flag government stimulus checks

Stimulus Checks: What Should You Do With It?

It’s impossible to put into words what we’re all going through right now. The coronavirus is impacting each and every one of us—our loved ones, our relationships, our mental health, our jobs, and lastly our finances. I know it seems like just a small drop in an ocean of uncertainty, but one thing we can all look forward to is some relief from the federal government in the form of stimulus checks. 

jar of coins savings rainy day fund vs emergency fund

Rainy Day Fund vs Emergency Fund – Why You Need BOTH!

Rainy day fund, emergency fund—they’re all the same, right? In a word…no. Although we often use these terms interchangeably, rainy day funds and emergency funds are two completely different things. Don’t worry. I didn’t know the difference before either! On our paths to financial freedom, it’s important to understand what both of these funds are, what they’re used for, and how to start saving for them. 

woman creating a budget

11 Simple Steps to Create a Budget (and Stop Being Broke!)

Budgeting doesn’t have to fill you with dread. I’m sure it’s a close second to dieting on the list of most hated things EVER… However, budgeting and learning how to manage your money are essential skills that we all must master. After all, creating a budget is key to achieving financial freedom.